China introduces a national catalog for long-term care insurance services.
Here’s a precis and evaluation primarily based on current reports:
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What’s new: China’s countrywide catalogue for long‑term care insurance plan services China Daily Global
* China’s National Healthcare Security Administration (NHSA) has launched a national catalogue of long‑term care insurance plan services to standardize carrier definitions, quality, and charge scopes.
* The catalogue consists of 36 provider items, divided into two wide categories:
• Daily lifestyles care (20 items) — e.g. help with eating, hygiene care, dressing/undressing support.
• Medical care (16 items) — which include generic examination, primary nursing, specialised care, rehabilitation services.
* Regions that have been piloting long‑term care insurance plan have to align with this countrywide catalogue. Local governments are prohibited from arbitrarily altering the scope of carrier past what’s in the catalogue.
* Regions with present nearby catalogues have a transition duration (up to three years) to conform to the country wide standard.
Context & scale
* Since 2016, China has piloted long‑term care insurance plan throughout more than one regions; forty nine areas are section of the pilot program. ([China Daily Global][1])
* As of end‑2024, round 190 million people are included below long‑term care insurance. ([China Daily Government Services][2])
* The long‑term care insurance plan fund has accrued over 100 billion yuan and paid out extra than 85 billion yuan so far. ([China Daily Government Services
* There are presently over 8,800 specific institutions presenting long‑term care insurance plan services, and a group of workers of about 300,000 caregivers. ([China Daily Government Services]
Significance & implications
Standardization & fairness: The country wide catalogue addresses preceding regional disparities in what offerings are covered, how they’re defined, and what repayments are permitted.
Quality control: With a unified catalogue, oversight and nice law of carrier transport can be extra consistent.
Financial stability: By putting countrywide standards, the fund management turns into extra predictable, decreasing dangers of advert hoc expansions or contractions of provider coverage.
Transition challenges: Regions with pre‑existing nearby catalogues will want to adapt inside three years, which should contain institutional, financial, and administrative adjustments.
Beneficiary rights: Beneficiaries now have a extra without a doubt described set of offerings they are entitled to, lowering ambiguity and attainable disputes.
If you’d like, I can dig into the precise provider gadgets in the catalogue (the 36 items) or how China’s mannequin compares with long‑term care insurance plan structures someplace else (e.g. in Europe, Japan). Do you choose me to fetch that?
The growth of non-life insurance premiums in India has slowed to 1.6% as of August 2025.
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